Economy Downturn - Precaution Steps
As we all know, 2009 would be a slow down in economic businesses. Some even say that in this situation, there is no impact. Some, proudly mention that this is just impacted only those who lost their job. Hey!! What makes your head thinks that as long you have a job and salary going into you bank account, then there is no need to take some precaution??
I guess, there are some out there who is still dreaming and not knowing exactly what would the 2009 be. Economy downturn will have impact to everyone directly or indirectly. Why? Well, food price will goes up, everything will go up. Crime rate may also increase. Recently, newspaper mention that there might be 45,000 people jobless after the chinese new year. You still think there is not impact?
Let me put it in one scenario. What if 1 of the 45,000 people decided to do anything for living. This includes stealing, robbing, bla bla... And what if the house he/she targetting is your house? Will it still not having any impact on you? Or what if 1 of the 45,000 decided to cheat your money by offering easy money scheme and you fall into their prey?
As the economy is slowing down, everyone should take a step to prevent anything bad from getting worst. Well, it is always better to be prepare rather than unprepared, agree?
As for me, I have decided to lay low in spending and also cutting whatever unnecesary cost that might occurs. Life is meaningless without any fun though, so this is some samples what I will do:
1. Combining Chap Goh Meh & Dad's birthday into one celebration
2. Cutting cost in material items. Finally decided to postpone my decision to change my handphone to next year.
3. Focus with some emergency saving instead of paying more on PTPTN.
4. Decided not to do any travelling as well although last year, I thought of going to some places
5. Cut in term of food. Instead of going to a super luxury cafe for a meal of RM10, why not I go for claypot rice which cost only RM5? Hahaha...
Well, this is not only about being stingy, but also being prepared. So people out there, don't just say "It doesn't impact me". It will and your 'tak apa' attitude will brings you down one day!!
I guess, there are some out there who is still dreaming and not knowing exactly what would the 2009 be. Economy downturn will have impact to everyone directly or indirectly. Why? Well, food price will goes up, everything will go up. Crime rate may also increase. Recently, newspaper mention that there might be 45,000 people jobless after the chinese new year. You still think there is not impact?
Let me put it in one scenario. What if 1 of the 45,000 people decided to do anything for living. This includes stealing, robbing, bla bla... And what if the house he/she targetting is your house? Will it still not having any impact on you? Or what if 1 of the 45,000 decided to cheat your money by offering easy money scheme and you fall into their prey?
As the economy is slowing down, everyone should take a step to prevent anything bad from getting worst. Well, it is always better to be prepare rather than unprepared, agree?
As for me, I have decided to lay low in spending and also cutting whatever unnecesary cost that might occurs. Life is meaningless without any fun though, so this is some samples what I will do:
1. Combining Chap Goh Meh & Dad's birthday into one celebration
2. Cutting cost in material items. Finally decided to postpone my decision to change my handphone to next year.
3. Focus with some emergency saving instead of paying more on PTPTN.
4. Decided not to do any travelling as well although last year, I thought of going to some places
5. Cut in term of food. Instead of going to a super luxury cafe for a meal of RM10, why not I go for claypot rice which cost only RM5? Hahaha...
Well, this is not only about being stingy, but also being prepared. So people out there, don't just say "It doesn't impact me". It will and your 'tak apa' attitude will brings you down one day!!
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